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TERMS OF USE

This is a binding legal contract. Please read it in full.

Welcome to sheilacosgrove.com. This website is made available to you on the following conditions, and you consent to

these terms by continuing to use the site. Please read them carefully, and if you disagree with any, navigate away from the

site.

Sometimes, you will be subject to additional terms and conditions, such as when you purchase something or disclaimers

which may appear on the site.

PRIVACY POLICY

To learn how we handle information that we learn about visitors to our site, please visit our privacy policy page.

ELECTRONIC COMMUNICATIONS

You consent to receive communications from us electronically and agree that any notices or disclosures we are required to

provide to you now or in the future may be provided to you in electronic form.

ELECTRONIC COMMUNICATIONS

You consent to receive communications from us electronically and agree that any notices or disclosures we are required to

provide to you now or in the future may be provided to you in electronic form.

OUR TRADEMARKS

Logos, slogans and catchphrases, design aspects of the site, icons, scripts, and service names which appear on the site

or elsewhere are trademarks of Sheila Cosgrove Coaching and Consulting and protected by U.S. law. These trademarks

help consumers identify Sheila Cosgrove Coaching and Consulting as the source of the information or materials bearing

the logo, slogan, or other trademarked design. They may not be used by you in any way that is likely to cause confusion

among consumers, implies a connection or endorsement, or that undermines or discredits the brand.

ACCESS RESTRICTIONS

You are permitted to use the site for personal and non-commercial use. This means you cannot resell or make other

commercial use of any of the content on this site, such as by downloading, copying, duplicating, reproducing, or otherwise

removing information from the site for your (or a third party’s) commercial benefit, whether manually or by electronic

means. We reserve all rights, including those not expressly granted in these Terms or elsewhere on the site.

You may not engage in tactics to gain an unpermitted benefit from the site, such as hiding logos or content to improve

search rankings.

You are responsible for understanding the laws of your jurisdiction as they pertain to using a website like this one, and

agree to be bound by the requirements of those laws.

The limited license you are granted to use this site is terminated if you violate any of these Terms.

CONTENT PROVIDED BY YOU

Occasionally we may make comment features available to site visitors. You agree not to post anything illegal, vulgar,

threatening, obscene, defamatory, libelous, or infringing, or to make use of comment features to promote spam,

commercial solicitation, or software viruses. We reserve the right to delete any comment regardless of its contents, and to

block you from our site in our sole discretion.

We also make a contact form available for your use.

Whether you provide content to use through a comment feature or contact form, you give us a non-exclusive, royalty free

right to use, reproduce, publish, adapt, display, and distribute any such content throughout the world in any form. This

includes the right to include the name under which you submitted the content. Please be aware of this before sending

personal information or information with commercial value, whether by or about you or any third person or entity.

We take no responsibility or assume liability for any content posted by you or any third party.

COPYRIGHT ISSUES

We take copyright issues seriously. If you feel we have infringed upon your copyrights, please contact us at

[email protected].

OTHER PARTIES’ INFORMATION

Occasionally, we will post about, or allow other parties to post about, information and services provided by companies

other than Sheila Cosgrove Coaching and Consulting]. We do not warrant the offerings of these companies or the safety of

their websites. We do not assume any responsibility for their actions, or the outcome of using their products or content.

You are advised, and agree, to review the terms and privacy policy governing the information, services, and goods of third

parties you may learn about on this site.

DISCLAIMER OF WARRANTIES; USE AT YOUR OWN RISK

THE INFORMATION AND CONTENT MADE AVAILABLE TO YOU ON THE SITE IS PROVIDED "AS IS" AND "AS"

AVAILABLE." WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO

THE INFORMATION, CONTENT, MATERIALS, SERVICES, OR PRODUCTS AVAILABLE HERE. YOU EXPRESSLY

AGREE THAT YOUR USE OF THE SITE OR ANY PART OF IT IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR

IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A

PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE INFORMATION, CONTENT, MATERIALS, OR OTHER

SERVICES PROVIDED BY THE SITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE WILL NOT

BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF INFORMATION, CONTENT, OR OTHER

MATERIALS OR SERVICES INCLUDED ON THE SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT,

INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, TO THE EXTENT YOUR STATE LAW ALLOWS FOR

SUCH DISCLAIMERS.

GOVERNING LAW

By using the site, you agree that any dispute related to these terms or with Sheila Cosgrove Coaching and Consulting will

be governed by the laws of the state of South Carolina, without regard to principles of conflict of laws, and you agree to

submit to personal jurisdiction of South Carolina.

AMENDMENTS AND OTHER MATTERS

We may make changes to the site, our offerings or information, and these terms at any time and without prior notice.

If any of these terms is deemed invalid for any reason, that term shall be severable and the remaining terms shall be given

their maximum effect.

By using this site, you certify that you are over the age of eighteen.

If you make a purchase on this website, you are subject to this agreement and others, including our no refunds policies, if

any.

Updated September 2024